Delivery Programme 2 – Financial Inclusion

The grant funding allocation per annum is currently £106,000.

Identified priority areas

  • Strengthening communities
  • Isolation and loneliness
  • Access to support services
  • Fuel poverty and cost of living impact
  • Digital access & outreach
  • Tackling inequalities

Specific aims

Minimise the likelihood and impact of financial exclusion in Warwick District through the provision of advice, support, and services at the point of need.

Key requirements

  • Maximise and protect the income of the vulnerable Warwick District residents, delaying the need for statutory intervention
  • Increase benefit uptake that they are entitled to
  • Raise awareness of changes in welfare, actively promote the Government’s own schemes to shelter the vulnerable from the impact of reform
  • Reduce the size of people’s debt, and those experiencing financial difficulties
  • Engage with the hard to reach
  • Increase people’s confidence in their own money management skills
  • Improve accessibility of financial education to children and young people

Applications are invited that will use a place-based approach to improve the independence and resilience of the district’s most vulnerable residents through the provision of information and advice, support, and coaching/training to resolve financial and related legal problems.

The application will need to demonstrate that your delivery programme will:

  • Improve the financial position of the district’s most vulnerable residents
  • Work with other service providers to create an integrated approach that addresses the causes as well as the symptoms of service users’ problems
  • Help to reduce the Warwick District Council’s housing-related debt
  • Improve residents’ skills in using a range of digital technologies to access services online
  • Readily accessible to all residents, with local access via community hubs
  • Provide a process of assessment, support, and closure
  • Work with Warwick District Council officers to streamline the provision of similar services
  • Make referrals to, and work in tandem with other providers to offer coordinated support for the service user
  • Make use of volunteer resource and promote volunteering

Capacity, experience and knowledge

Applying organisations will have the capacity, experience and knowledge to be able to deliver a range of support to include the following:

  • Benefit advice and claims
  • Debt management
  • Legal disputes with a financial element
  • Housing problems
  • Energy or other types of switching to reduce household bills
  • Fuel poverty and cost of living impact advice, support, and signposting
  • Immigration issues
  • Personal financial management coaching and training
  • Signposting to other services that will assist the service user, including digital skills training

There is an expectation that proposed projects will

  • Be actively marketed with practical measures to reach ethnically diverse communities and targeted to isolated individuals who do not usually engage with services, including the use of periodic marketing campaigns
  • Include activities that are relevant to the individual needs, where necessary, provided by other organisations
  • Make referrals to and work in tandem with other service providers to provide coordinated support for the service user
  • Work with local community groups, making use of local knowledge, networks and trust and engaging volunteer resource and promoting volunteering