Tenants Contents Insurance
Many council tenants believe that we automatically insure their furniture, belongings and decorations against theft, vandalism or burst pipes. This is not the case and unfortunately many people only realise this after the damage has been done. Tenants are recommended to make their own private insurance arrangements, however the council can make it easy for you to insure your belongings with a special household contents scheme available only to council tenants.
- Weekly payment with your rent - the cost of insurance is payable weekly when you pay your rent.
- Insured risks - your contents are covered for loss or damage caused by specific events and perils including fire, theft, vandalism and water damage.
- ‘New for Old' - the policy insures your contents on a ‘new for old' basis, meaning that they would be replaced as new if destroyed by an event covered by the policy. It is important not to undervalue your contents otherwise the insurer will not pay the full value of your claim.
- Comprehensive cover - most of your household goods are insured when in your home. Also covered are theft of keys, freezer contents and your own liability to the public.
Further information available by downloading the documents at the top of this page.
If you fail to maintain your payments, your Contents Insurance Policy will be cancelled.
If you want to know more, contact Mr. Sangha on 01926 456408 or 01926 456409 or email hsgfin@warwickdc.gov.uk.
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